Behind in the day, if he was looking for the motorcar insurance, it would imply a load of called phone companhies and endless questions before it was obtaining a quotation, and before it could obtain a good idea with whom a good price provides him. But these days we have something it called Internet, which has been responsible for new way entire of doing the business and keeps on helping towards an evolution of commercial and new emergent markets.
There are a lot of ways of Internet which it has changed and has affected the insurances industry.
1) It can obtain now quotations of the insurance of car in line – directly to its computer.
2) Now it has the access to a wide range of insurance companies – and they are capable of reaching him much more easily. He does not have already to trust only in those knows or has heard on, neither he has only to trust in those finds on the Yellow Pages.
3) Because of the point two, the smallest companies are now also capable of reaching the market, and the local companies are forming (this the phenomena often are known as “Cola Larga”).
4) It can obtain several appointments in its computer of several companies of the insurance of motorcar suddenly across the Internet web sites use like web sites of the rational shopping
5) It can do its buy and price that is compared much more easily, comfortably, and can compare a major number of appointments in its computer.
With the whole option and Internet information does it provide, how can it tell what insurance company is the best for you? Well, it can begin obviously with the price, but he must remember that some insurance companies very well are valued, but hardly ever they spend when he has to protest – with an entire excuses host. This means that he must explore its politics well, and cannot accept only what he reads in Internet or what a clerk says.
All the insurance companies offer something different, even if the politics is called the same. For example, although the insurance companies in the United Kingdom offer all the same basic types of the insurance – Third one Only, Fire of Third and I Steal, and completely Finished – the politics of every insurance company will be different and there will be many changes of the details.
As an example, some insurance companies will insist on you only on doing certain quantity of the mileage in one year and, if it checks the limit, the politics is not valid; or some can cover him not only in the United Kingdom but also across Europe, without additional charge, while others that he has to pay more or its insurance policy change greatly different European countries.
The excess quantity also pays changes of the politics to the politics. Often it will obtain a quotation of the computer that seems big, but only because it is calculated by a high excess. Therefore really he cannot compare a price with other if the excess affects the price.